MANILA, Philippines – You’ve received an email supposedly from your bank saying that there is a problem, and they’re asking you to verify your account details. All you need to do is send over your personal information and bank account details.
Think twice before clicking on that “verify” link. This message could be a “phishing” attack, and your security could be at risk.
Phishing refers to the method of obtaining confidential information by impersonating a legitimate or reputable company via fraudulent emails, text messages, or social media accounts. The information you provide is then used to commit identity theft or fraud, resulting in unauthorized purchases or transactions which are charged to your account.
Cyber criminals are getting better at phishing and creating websites that look exactly like those of the companies they are spoofing. Banks and other organizations are always beefing up their security and monitoring attacks against their infrastructure. Scams such as phishing, however, are directed at targets outside of this infrastructure.
These targets may not necessarily have bank accounts since phishing emails are sent blindly. It is therefore imperative that recipients of these phishing emails learn how to avoid, spot, and report these attacks.
Test your knowledge on phishing scams and learn how to protect yourself further by taking this quiz!
Always familiarize yourself with the websites of companies whose products or services you use. Get to know their security policies, too, so you know how they are protecting you.
Read up on these tips from BPI to familiarize yourself with what’s safe and what’s not. If you receive any message that seems to be a phishing attack, report it immediately. – Rappler.com